Lending
Financing made simple.
Get pre-approved, estimate your monthly payment and understand your options — whether you're buying a Wild Oak home, building on your own lot or using our LAND Program.
Your Options
Three ways to finance your Wild Oak home
Buying a Wild Oak home
Traditional mortgage
For a move-in-ready or under-construction home in one of our communities.
- Conventional, FHA, VA and Jumbo options
- Pre-approval before you shop
- Close when your home is complete
Building on your lot
Construction financing
For building a Wild Oak home on land you already own.
- Construction and construction-to-permanent loan options
- Your land may count toward your down payment*
- One fixed build price to finance against
Need land too?
The LAND Program
We find and buy the land and fund construction — you finance once the home is finished.
- No construction loan for you
- No payments while we build
- Terms discussed case by case — learn more
Payment Calculator
Estimate your monthly payment
Adjust the numbers to see an estimated monthly payment, including taxes, insurance and HOA.
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Our Preferred Lender
Cord Slocum
Senior Loan Officer · Lendplicity Mortgage · NMLS# 2012439
Cord has years of experience in mortgage lending and knows our homes, our communities and our building process. Lendplicity offers FHA, VA, Conventional, Jumbo and other loan products to help you buy or build your home.
512-675-4482 · cord.slocum@lendplicity.com
Wild Oak Homes is not a mortgage company and so you should contact Lendplicity LLC, d/b/a Lendplicity Mortgage, directly to learn about its products and your eligibility for such products. Lendplicity LLC has an affiliated business relationship with Wild Oak Homes. You are under no obligation to use Lendplicity Mortgage for financing. All loans subject to income verification, credit approval, and property appraisal. This is not a commitment to lend. Lendplicity LLC, NMLS #1705910 (nmlsconsumeraccess.org), is an Equal Opportunity Lender located at 13215 Bee Cave Pkwy, A210, Bee Cave, TX 78738. *Use of land equity toward a down payment is subject to lender guidelines. Payment calculator results are estimates for illustration only and are not a loan offer or commitment.